IDENTITY GUARD® from Intersections Inc. has been fighting identity theft for more than 14 years,and has had over 30 million customers worldwide. IDENTITY GUARD® Total Protection® has been named “Best in Class” by Javelin (2009 and 2010) and ranked #1 by PC World magazine.
It offers four packages depending upon the level of protection you need, ranging in price from $4.99/month to $17.99/month. They are called, BASIC PROTECTION, WATCHFUL EYE®, EXTRA CAUTION®, and TOTAL PROTECTIONSM. All the products come with a 30-Day satisfaction guarantee, so if you change your mind or are unhappy about as aspect of the service in the first 30 days, you can get your money back.
BASIC PROTECTION $4.99/month or $49.95/year
This package provides a monitoring service for your personal details with credit bureaus and on the internet as well as help if you lose your wallet. The service:
* Analyzes your vulnerability to identity theft using personal ID Risk Assessment®, advanced technology that helps determine your risk level.
* Reviews Internet chat rooms and newsgroups with patented Web-crawling technology, then alerts you if your Social Security number, credit cards, and bank account numbers are found in insecure on-line locations.
* Monitors your information and notifies you if any credit applications are being opened in your name, or if personal details about you are being compromised.
* IDENTITY GUARD® $1 million loss reimbursement provides coverage for your losses if identity thieves steal your money.
* Provides Lost Wallet Protection — just call us and we’ll help you cancel your credit card accounts, plus give you access for up to $2,000 emergency cash from your account.
* Provides unlimited toll-free personal customer service, as well as access to ITAC, the Identity Theft Assistance Center, which can help you recover from identity theft.
* Free Annual Credit Report Assistance — helps you access your free annual credit report, if you would like assistance
This plan does not provide you with credit reports, but will help you to get them if you need them to.
IDENTITY GUARD® WATCHFUL EYE® $9.99/month or $99.95/year
In addition to all of the Basic Protection Features, WATCHFUL EYE® also:
* Provides unlimited access to your 1-bureau credit score with credit monitoring.
* Delivers quarterly updates of your credit score to help keep you aware and in control of changes to your credit file.
* Monitors your credit bureau file every business day to detect fraudulent activity and alert you via email, text, or phone to changes in your credit files.
* Monitors your address so we can alert you of changes. You can review the new information and take action if necessary.
IDENTITY GUARD® EXTRA CAUTION® $14.95/month after 30 days or $149.95/year
In addition to all of the features above, EXTRA CAUTION® provides:
* Unlimited access to your three credit reports and scores with credit monitoring.
* Delivers quarterly updates of your three credit scores so you can stay aware and in control of changes to your credit file.
IDENTITY GUARD® TOTAL PROTECTIONSM $17.99/month or $179.95 /year
TOTAL PROTECTIONSM gives you the ultimate in identity theft protection — all at an exceptional value. In fact, TOTAL PROTECTIONSM is the most comprehensive identity theft protection product on the market today.
In addition to all of the above, it also:
* Analyzes your vulnerability to identity theft using Personal ID Risk Assessment®, advanced technology that helps determine your risk level.
* Keeps your computer and Internet activities safe with ZoneAlarm® anti-virus, anti-spyware, and firewall software from a simple download.
* ID Vault® gives you a personal password protector that protects your online finances from identity theft and fraud schemes such as phishing, pharming and keystroke logging.
* Protects you with MOBILE LOCKBOX® when you’re on-the-go, providing secure storage and access to your personal and financial records via your Web-enabled cell phone, PDA, or PC.
* PRIVACYPROTECT® encrypts your online connection so your computer isn’t susceptible to keylogging software, whether you’re at home or connected to Wi-Fi hotspots.
For full details, check out the IDENTITY GUARD® from Intersections Inc.