IDEssentials™ is the name of the principal identity protection product from Trusted ID. Individual protection costs $10.42/month, payable annually, while family protection costs $20/month. A 14 day free trial
is available is you want to see if the service is exactly what you want.
It includes both personal and family family protection at an affordable price. The service combines advanced credit monitoring services with comprehensive, proactive identity theft protection.
The elements of the service are listed below, and include daily credit monitoring to alert you to fraud, instant access to your credit report and score, an easy-to-understand Identity Threat Score™, medical benefits monitoring, and scanning of black market Internet areas, you’ll have the best comprehensive protection available for your identity and credit. It is all backed by a $1,000,000 service warranty and On-Call Protection Specialists, so you can have peace of mind.
3-Bureau Credit Monitoring
This will help you spot fraud quickly by monitoring daily activity on your credit reports with the three major credit bureaus – Experian®, Equifax® and TransUnion® – and alerting you if there are any changes.
3-Bureau Credit Report
Provides instant online access to your credit reports from the 3 major credit bureaus to make sure no one has been stealing your identity to commit fraud.
3-Bureau Credit Score
Provides instant online access to your credit scores from the 3 major credit bureaus. These are the scores that lenders look at when deciding to give you a loan or line of credit.
Identity Threat Score
TrustedID gives you an easy-to-understand way to gauge your risk of identity theft and take the necessary steps to ensure your security. An advanced technology searches millions of public and private database records and analyzes this information for patterns that could indicate if you are – or are about to become – a victim of identity theft.
Identity Scanning
This monitor hundreds of public record databases for your personal information, such as stolen credit card and bank account numbers. If anything is detected that looks unusual or indicates that your personal or financial information has been compromised, you are alerted immediately.
Black Market Internet Scanning
This service regularly patrols the black market Internet where identity thieves buy and sell personal information, such as credit card numbers. If it is discover that your information has been compromised, you’ll be alerted immediately.
Medical Benefits Protection
One of the newest and most dangerous forms of identity theft is medical benefit fraud. Trusted ID help you review your medical benefit statements to ensure that you and your family are the only ones being treated with your medical benefits.
Anti-Phishing Protection
Phishing and key logging are two of the most common methods of identity theft on the Internet. Specialist software, which you can install on up to three computers, will alert you to possible phishing sites, and encrypt your information online to prevent key loggers from reading your passwords and other personal information.
Lost Wallet Protection
You can store your important information with TrustedID – credit and debit card numbers, insurance information, and more – and if you ever lose your wallet or need access to your information, just contact the Protection Specialists, who will help you cancel your cards and replace them as quickly as possible.
Fraud Alerts
Fraud alerts protect your credit by requiring lenders to verify your identity before taking any action that could put your credit at risk. TrustedID gives you the option to place fraud alerts if your identity is at risk, and with a Fraud Alert Reminder service, you will be helped to ensure your fraud alerts are renewed with the credit bureaus every 90 days.
Junk Mail Reduction
This service removes your name from the most frequently used marketing databases and stops pre-approved credit card offers – a frequent source of identity theft.
Spyware Protection
You receive state-of-the-art anti-spyware software which you can install on up to three different computers. The anti-spyware technology blocks and removes malicious programs that hackers use to track your passwords and compromise your online accounts.
$1,000,000 Warranty Protection
The service is backed with a $1,000,000 service warranty to cover out-of-pocket costs associated with identity theft.
Family Protection
The same array of services can be provided to safeguard the identities of your spouse, your children, and any other family members that live in your household as part of the IDEssentials™ family plan.